Learn About Payment Fraud Prevention

BEC is when attackers gain access to legitimate corporate email accounts and use them to redirect payments. They don't break in—they log in with real credentials, create email rules to hide their activity, and operate from inside the organization. It's the #1 cause of payment fraud, costing businesses $2.7 billion in 2023 according to the FBI.

Email wasn't designed to be a financial system. Even with multi-factor authentication and security training, email lacks the fundamental controls needed for payment operations: verified identity, audit trails, and cryptographic proof. The solution isn't better email security—it's removing banking changes from email entirely.

Starting March 2026, NACHA requires organizations to verify the identity of anyone requesting banking changes for ACH and wire transfers. This means multi-factor authentication, out-of-band confirmation, and audit-grade documentation. Email threads and phone logs no longer qualify as sufficient verification.

Most organizations are fully operational within 2-4 weeks. This includes system integration, team training, and vendor onboarding. We handle the technical setup—your team focuses on the business process.

No. VaultVerified integrates with your existing ERP and accounting systems. Your team continues using the same tools they use today—we just add a secure verification layer for banking changes.

In our experience, vendors appreciate the security. They're as concerned about fraud as you are. We provide simple onboarding materials, and most vendors are set up in under 5 minutes. For organizations using VAAS, we handle all vendor communication.